Thursday, January 15, 2009

Dark Cloud

I am so very tired. Just worn out. Three days ago I discovered my debit card had been compromised. Beginning 1-8-09 someone stole my card info & has been running up a tab. Luckily, I discovered this about 3 days later & have been working with the bank to get the charges reversed or refunded. Any charges that we cannot get refunded or reversed will be disputed. So far I have been able to contact every company but one. They have all been very nice & understanding. The bank will credit back all the overdraft fees. But, it has just taken a toll on me dealing with this. The debit card has been cancelled, a new one ordered, & when all this gets settled I will, most likely, need to open a new checking account just in case. I just HATE this.

I used my debit card one time on the 8th, at a restaurant in town. I called the manager just to alert him in case any other customers had problems. He was quite defensive. I never accused him or his employees just simply wanted to give him a heads up. The food was good but I won't be eating there again unless I use cash.

It is possible that my computer was hacked. AT&T cannot help me out with protecting the computer so I will be getting a new protection program for the computer. Until then my home computer is turned off. After some research I think I will be installing Trend Micro Internet Pro. It seems to cover everything: viruses, hackers, encryption of keystrokes, spam, spyware, etc. I have used this before at a former job & was very happy with it. There's $69.95 I wasn't planning on spending. Guess I will call it a birthday gift to myself. It will be worth it not to have to go through this crap again. ARGHHHH!!

Now I spend some time each day checking with the bank. Tracking down charges, waiting for charges to drop off. Verifying "good" charges, identifying "bad" charges. Now I will have to redo all my autodrafts on my account, redo all my online bill paying, calls to make. What a freaking hassle!!

Anyway, I am tired. My spirit is drained, depression is trying to settle in, darkness wants to engulf me & it is all because someone wanted to get things without working for them. Car parts, flowers, porn sites, dating sites and on and on it goes. I am pissed off & if I could lay my hands on the person or persons it would not be a pretty sight. And, here is the really good part--NOT--the police will not prosecute even if I or the bank gets names, addresses, phone numbers, etc. So much for identity theft being a crime. I am pissed off...oh, I said that already. Well, I am. Pissed off that is.

I think I will just go home & cry for awhile tonight. Won't help, can't hurt. Then I will snuggle with the furbabies, watch a little TV, go to bed, & start the whole thing over again tomorrow.

Blessed be...


Wife, Mom, and Slave said...

I'm so sorry you're having to go through this. It's so frustrating to work hard for your money only for a criminal to take advantage of you and then find out that the police will not prosecute! What a hassle to re-do all your online banking as well. You're in my thoughts!

butterflies said...

ARRRHH I hate thieves!!
Theres no lower crime than stealing.
Im sorry you have had to be dealing with all this crap Hon..Hope the weekend will bring some joy for you.
Always thinking about you xoxo

country girl said...

I'm sorry this had to happen to you. I hope you feel very pissed off and maybe pound a pillow for good measure. It's helped me in the past. I just don't understand how people can think they are entitled to your money and your ID. I am sending lots of positive energy your way. Take care of yourself.

jenx67 said...

I started homeschooling my oldest child so the freetime I once had is almost all but gone. So, I've been a little down, too. Very little time to read my favorite blogs. I'm having to choose between blogging and housework. Tonight, blogging wins. Anyway, that's why I've been missing in action. I'm really bummed you had a dark-cloud day and it took me four days to get over to the blog of a fellow Okie. Man. I had this happen to me a few months ago. It was devastating and it blew three or four days for me. I think the depression over this stuff is very normal. I'm saying a heartfelt pray that it will all work out for your good and in your favor.

Alexandra J. said...

Its a shame that people go that far for money. No matter what you do they will always be out there looking for their next victem.